Run your business on stablecoins.Keep its financial operations private.

Private treasury. Private payments. Team permissions. Bounded x402 agent payments.

Mercurii is a private company operating account for startups, agencies, and onchain teams to privately receive, hold, approve, pay, and reconcile stablecoins with controlled team and AI-agent access.

Live on devnet
Zero keys held
M
Your Company
Overview
Invoice INV-2026-0842
From
MYour Company

Your company address
finance@yourcompany.com

Billed to

Your client

Client billing address

Expected payment method

Circle USDC

Private payment flow

Invoice

INV-2026-0842

Aug 14, 2026

18,450 USDC

Paid
DescriptionQtyUnit priceAmount
Enterprise License1$18,450.00$18,450.00
Mercurii Private Treasury
Mercurii Private Treasury
Balance: •••,••• USDC
Mercurii Private Treasury
USDCCircle USDC
•••,••• USDC
Total Balance•••,••• USDC

Built on Solana, MagicBlock Private Ephemeral Rollups, and Circle USDC

SolanaSolana
MagicBlockMagicBlock
USDCCircle USDC
The problem

Stablecoins move globally. Company finances should stay private.

A client overseas pays an agency in stablecoins. The funds arrive in minutes. The agency can pay its remote team, contractor, or vendor without waiting for bank hours.

Then the founder sees the company's public wallet. Anyone who connects that address to the business can follow transfers and infer its balance, payroll patterns, vendor relationships, and cash flow.

Inside the company, Finance needs to pay invoices, managers need to approve team expenses, and employees should see their own payment—not the whole company's finances.

A company should not have to choose between stablecoin speed, financial privacy, and controlled access for people and AI agents.

One private account for company money.Payroll, vendor payments, and AI agents — governed by the same company controls.

The foundation

The Mercurii Private Treasury

Receive, hold, approve, pay, and reconcile company stablecoins from one private account. Sensitive balances, payment details, and records stay available only to the people who need them to run the business.

  • Private company stablecoin balance
  • Controlled approvals and spending rules
  • Private payment records by role

Private operating account

Company funds and rules in one place

Private PER state

Receive

Client stablecoin payment

Funds enter the company account, ready for policy-controlled operations.

Policy enforced

Mercurii Private Treasury

•••,••• USDC

Balances, payment details, and operating records stay private to authorized roles.

Payroll

Ready

Private salary run

Vendor payment

Review

Founder approval

AI agent

Bounded

Separate capped budget

Private financial state•Team permissions•Settlement tracked

From public wallet activity to private company operations.

THE OLD WAY
  • A public address reveals your company balance and transfer history
  • Finance cannot pay without access that is too broad or too weak
  • Payroll, invoices, and expense approvals live across wallets and chat
  • No clear record of what was paid, pending, or approved
THE MERCURY WAY
  • Sensitive company operations stay private from public explorers
  • Roles, recipients, and caps are enforced by company policy
  • Payroll and business payments are tracked through settlement
  • AI agents work from isolated, tightly bounded budgets
USDC
NEW YORK
North America · Client paid
Received
••,••• USDC
USDC
SÃO PAULO
Latin America · Contractor paid
Settled
••,••• USDC
USDC
LONDON
Europe · Payroll run
Private
••,••• USDC
USDC
NAIROBI
Africa · Vendor paid
Approved
••,••• USDC
USDC
SINGAPORE
Asia · Team payout
Settled
••,••• USDC
5 regions · one private operating account
Global operations

Private company payments. Clear settlement.

Pay clients, contractors, vendors, and remote teams across regions while sensitive operating details stay confidential. Every payment has a clear status from request to settlement.

North AmericaLatin AmericaEuropeAfricaAsia
Company controls

Founder stays in control. Everyone else gets a precise scope.

Mercurii turns company roles into financial access. Every person and agent gets the permissions they need for their work, without a shared key or unrestricted balance.

Company access map

Least privilege

01 · Founder

Full company control

Sets policy, manages access, approves payments, and sees the full operating picture.

02 · Finance

Pays within policy

Assigned payments and records, only for approved recipients and spending limits.

03 · Manager

Owns team requests

Prepares or approves work that belongs to their team or branch.

04 · Employee

Sees their own payment

No treasury access and no visibility into other salaries.

05 · AI agent

Works inside a boundary

Prepares requests or uses only a separate, capped agent budget.

Access can be limited, changed, or revoked as the company changes.
AI company agents

AI can understand, prepare, and pay. Policy sets the limits.

Mercurii's agent answers finance questions from authorized records, checks invoices against registered payees and budgets, prepares company payments, and pays Founder-approved x402 tools and APIs from a separate agent balance.

Role-aware answers

It answers from only the company records its role is allowed to read.

Payment preparation

It checks the invoice, registered payee, and budget before creating a request.

Treasury execution

It moves company money only through the required human approval and wallet signature.

Bounded x402 payments

For approved tools and APIs, it pays from a separate capped agent wallet.

Mercurii Finance Agent

Authorized company assistant

Policy active

1. Understand and prepare

Answers role-aware questions, reads an authorized invoice, confirms the payee and budget, then creates a company payment request.

Authorized recordRegistered payeeBudget checked

2. Company money goes through the right signer

The Founder or authorized Finance signer reviews and signs the private treasury payment. The agent never gets unrestricted treasury access.

3. Pay an x402 service from a separate agent budget

The Founder assigns an allowlisted tool or API. The agent checks its 402 quote, then pays the exact USDC amount from an isolated wallet within per-payment and period caps.

Allowlisted serviceExact USDCReceipt verified

A clear path from
private stablecoin receipt to company operations.

01

Open a private company account

Set company policy, team access, and private operating state in one place. No shared keys required.

02

Receive and hold USDC privately

Clients and partners fund the company. Balances and day-to-day operations are visible only to authorized roles.

03

Give people and agents a precise scope

Founder, Finance, Managers, and employees get the access they need. Agents can read only their authorized records.

04

Pay privately, under policy

Run payroll and vendor payments with approvals. Agents can pay approved x402 tools from a separate capped budget.

FAQS

Mercurii is a private company operating account for stablecoins. Your team can receive and hold USDC, manage invoices, run payroll, approve vendor payments, set team access, and reconcile each payment from request to settlement — without turning a shared public wallet into the company finance system.

Your company runs on stablecoins.Its financial operations stay private.